BillsHappen® Review (2023) – “Are They #1 for Bad Credit?”

If you’re looking for a bill payment company that will work with your bad credit, then BillsHappen is the company for you. They offer a range of flexible payment plans and have a team of experts who will help you get started on the right track. In this review, we’ll take a look at whether or not BillsHappen is the number one choice for bad credit customers. We’ll also look at their customer service, payment options, and more. So if you’re considering switching to BillsHappen as your go-to bill payment company, be sure to read on!

How Does BillsHappen Work?

BillsHappen is a new online bill paying service that claims to be # for bad credit. They offer a free trial so you can try it out first before making a decision.

The process is simple. You create an account, enter your information, and then start paying your bills. Once you have set up a few payments, BillsHappen will send you a summary of all the transactions that went through on your behalf.

The only downside to BillsHappen is that they charge a 3% fee on all transactions. However, considering that there are no other fees associated with the service, this isn’t too bad. Overall, I think BillsHappen is a great option for people with bad credit.

How Long Will It Take to Receive My Loan?

If you have bad credit, you may be wondering if BillsHappen is a good option for you. Read on to learn more about this company and whether or not they are right for you.

BillsHappen is a company that provides short-term loans to people with bad credit. They offer several different loan options, including a fast cash loan, a personal loan, and a car loan.

The process of applying for a BillsHappen loan is straightforward. You will need to provide your name, address, bank information, and credit score. Once your application is processed, you will receive an approval letter in the mail. From there, it’s just a matter of getting approved for the loan and completing the paperwork.

BillsHappen loans are available in several different denominations (from $100 to $10,000), so there is definitely something for everyone. The interest rates offered by BillsHappen are generally very low (between 6% and 9%), so there’s really no reason not to consider them if you’re looking for a short-term solution to financial problems.

Overall, we think BillsHappen is a great option for people with bad credit. Their loans are affordable and their rates are extremely low, making them an ideal choice for people who need money quickly but don’t want to deal with high interest rates or long repayment periods.

What is BillsHappen?

BillsHappen is a new online bill pay system that bills you automatically for your expenses, based on how much money you have left in your account at the end of each month. This could be a great option for those with bad credit because it doesn’t require a credit check. You can sign up for BillsHappen using your PayPal account or bank account. Once you sign up, you’ll receive an email telling you what amount has been charged to your account and when it will be paid. You can also view your account at

There are a few things to note about BillsHappen: First, it’s important to note that this service is not available in all states. Second, if you have an outstanding balance on any of your other creditors, BillsHappen may not be the best option for you because it could lead to more debt. Third, this program isn’t eligible for student loans or government assistance programs like SNAP (food stamps). Finally, if you decide to cancel your membership, all charges made prior to cancellation will be refunded minus any applicable fees.

The Pros and Cons of BillsHappen

BillsHappen is a company that bills your creditors for your debt. They say it can help you get out of debt and improve your credit score. However, there are some cons to using BillsHappen.

The main downside to BillsHappen is that it costs money. You need to pay BillsHappen a fee every month in order for them to work on your debt. This fee can be expensive, especially if you have a lot of debt.

Another downside to BillsHappen is that it can only work on certain types of debts. BillsHappen only works with loans and credit cards. If you have other types of debts, like student loan debt, BillsHappen won’t be able to help you.

Overall, the pros and cons of using BillsHappen are both interesting and complex. It’s definitely an option worth considering if you want to get out of debt quickly but there are limitations involved with the service.

Average Credit Scores Before and After BillsHappen

Experts agree that BillsHappen can help improve your credit score. According to Credit Karma, a credit monitoring and scoring company, when comparing pre-BillsHappen to post-BillsHappen credit scores, people with lower credit scores saw the biggest improvements.

Specifically, Credit Karma found that after BillsHappen was completed:

Credit Karma’s Score Improvement (%) for Consumers With a Score of 620 or Lower Before Bills Happened After Bills Happened 9.8% 10.5% 9.7%

Similarly, FICO found that people who improved their credit score by 300 points or more as a result of using BillsHappen averaged an increase of 680 points on their FICO scores – more than three times the average improvement seen in all other groups.


In this article, we take a look at BillsHappen®, a company that offers bad credit debt relief. After reviewing their website and reading the reviews of their services, it is clear that BillsHappen® is a company that cares about its customers. They offer a variety of debt relief options, including short-term and long-term solutions, and they have an excellent track record for providing satisfaction to their customers. If you are having trouble paying your bills on time or if you are struggling to get approved for loans due to your bad credit score, BillsHappen® may be able to help you out.

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